Your Finances Sorted Wherever You've Settled
- Stop overpaying tax on your investments & savings abroad
- Pension sorted before and after you relocate
- Independent advice with a transparent, fixed fee structure
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My wife and I began the process of navigating a move from the USA to Portugal. We are British and realized that the process would be complicated. We were also looking at consolidating our finances and were lucky to find Henry Kent Of Holborn Assets. We had several conference calls with Henry and he laid out various options for us. He also introduced us to others who could help with the visa and the process in general. Henry was a great help and has made this aspect a lot easier for us to understand. I would recommend him.
While most of my investment experince has been positive it was during a negative experiance that Henry Kent supported me. Henry took full control of a negative situation, came up with an alternative plan and drove it on. My new circumstances are moew positive now. Great to know that you have somebody in your corner who will defend your best interests.
Qualified, Regulated & Completely Transparent
Regulated across Europe and genuinely independent, Henry offers clear, fixed-fee advice with no hidden costs.
Transparent, Independent, and Always on Your Side
I believe in complete clarity — from our first conversation through to the fees you pay. My focus is on delivering real financial results that move you closer to your goals. By working with reputable institutions and fund managers, I keep your costs low without compromising on quality.
Every recommendation I make adheres to strict regulatory and ethical standards, so you can trust that the advice you receive is sound and fully in your interest. Nothing is off-the-shelf. Every plan is built around your unique circumstances, because your life abroad deserves an approach that reflects it.
Fixed-Fee
No commissions, no surprise charges. Transparent, fixed-fee advice that always puts your interests first.
EU Qualified
QFA-qualified with a Level 4 Diploma in Regulated Financial Advice, regulated by the Central Bank of Ireland.
EU Regulated
Fully licensed under MiFID II and IDD, operating within a robust and transparent European regulatory framework.
Proven & Trusted
Advising expats across Europe with over €35 million in client assets under ongoing management.
Qualified, Regulated & Completely Transparent
Regulated across Europe and genuinely independent, Henry offers clear, fixed-fee advice with no hidden costs.
Initial Consultation
Your Financial Plan
A clear, tailored financial plan will be prepared with fees fully explained before any decisions are made.
Start & Support
From onboarding through to ongoing reviews, Henry stays available as your circumstances change and your plan evolves.
Initial Consultation
Henry will start by understanding your financial situation and goals, then explore the best way forward for your life as an expat.
Your Financial Plan
A clear, tailored financial plan will be prepared with fees fully explained before any decisions are made.
Start & Support
From onboarding through to ongoing reviews, Henry stays available as your circumstances change and your plan evolves.
Simplifying the Complexities of Expat Finance
Portuguese Compliant Bonds
A tax-efficient investment structure for Portuguese residents, offering significant long-term tax advantages
- Reduce tax liability while growing wealth
- Fully compliant, structured investment
- Keep more of what you earn
Spanish Compliant Bonds
Tax-efficient investment accounts for Spanish residents, with gross roll-up and simplified annual reporting
- Grow your wealth in a low-tax environment
- Straightforward accounts with easy reporting
- Invest efficiently & retain more returns
International SIPP
A flexible, tax-efficient pension solution for UK expats living and retiring abroad.
- Ongoing expat managament
- Grow your pension in a flexible structure
- Clear, portable pension solution built for expats
International Financial Planning
Cross-border planning for expats, covering tax, pensions, investments and long-term wealth strategy.
- Coordinated financial planning across countries
- Structure finances to reduce tax
- Pension and investment strategy for expats
Second Opinion
Not sure if your current investments or pension advice are working hard enough for you? Henry offers a no-obligation portfolio review.
- Independent review of current investments
- Identify hidden fees and assess performance
- Ensure strategy is aligned with goals
Currency Transfer
Competitive exchange rates with minimal fees, through trusted global currency partners.
- Competitive rates on international transfers
- Trusted partners for secure global transactions
- Fast international money transfers
In-Depth Expertise Across Portugal, Spain and France
Why Expats Choose Henry
Not every adviser understands expat life. Henry has lived it, and built his practice around it.
- Specialist expat financial advice
- Fixed fees with full cost transparency
- Cross-border knowledge
- Based locally — available in person
- EU-qualified and MiFID II regulated
- Fully independent, no product commissions
Expat Financial Questions Answered
The right structure makes a significant difference. Depending on where you live, options such as Portuguese or Spanish compliant bonds, tax-efficient pension wrappers, and careful use of local tax treaties can all help reduce your liability. Henry will review your full situation and recommend the most appropriate approach for your country of residence.
Henry is an expat himself, based in Portugal and with experience living in Spain. His advice is built around the real complexities of cross-border finances — local tax rules, pension portability, currency considerations and estate planning. It is also fully independent and fixed-fee, so you can be confident the advice is always in your best interests.
Yes. Whether you are approaching retirement or already there, Henry can help you structure your pension, investments and income in a tax-efficient way that works in your country of residence. This includes reviewing existing UK pensions, exploring international SIPP options and planning for long-term financial security abroad.
Cross-border asset protection requires careful planning around tax residency, estate planning and compliant investment structures. Henry will help you understand the rules that apply in your country of residence and put the right structures in place to protect your wealth for the long term.
Yes. Henry advises on a range of investment solutions tailored to expats, including locally compliant bonds, international portfolios and tax-efficient savings structures. All recommendations are made on a fixed-fee, independent basis with access to a wide range of funds and providers through Holborn Assets.
You can book a free consultation directly from this page and Henry will typically be in touch within one to two working days. From there, the process moves at your pace — there is no pressure to proceed until you are completely comfortable.
Yes. Henry works with expats at every stage of life, from those building their wealth during their working years to those managing and preserving it in retirement. The advice is always tailored to your specific circumstances, goals and timeline.
Insights & Success Stories For Expats
Explore expert tips, practical advice, and real client stories to grow and protect wealth abroad.
Real insights and proven strategies to help expats thrive financially worldwide.
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