International Financial Planning
International Financial Planning
International financial planning focuses on creating a tailored strategy to manage your finances across borders. Whether you’re living, working, or investing abroad, it ensures your wealth is protected, tax-efficient, and aligned with your residency and goals—no matter where life takes you.
Expats face additional difficulties, which requires navigation of complex challenges like multiple currencies, cross-border taxes, international pensions, and estate planning across various jurisdictions. It may be, there is international options available to reduce tax liabilities using tax-efficient wrappers—such as Spanish compliant bonds and Portuguese compliant bonds—to maximise growth and minimise tax liabilities. Without a clear plan, it’s easy to miss opportunities or face unexpected costs.
Why Is International Financial Planning Important?
Living abroad opens up opportunities, but it also brings unique financial complexities. Here’s how a expat financial adviser can help:
Simplify Your Finances
Organise your income, savings, and investments into one clear, cross-border plan.
Maximise Tax Efficiency
Ensure you keep more of what you earn by utilising tax-efficient structures tailored to your situation.
Protect Your Wealth
From retirement planning to estate preservation, leverage your situation to safeguard your financial future.
Navigate Global Markets
Access to top investment managers and institutional-level strategies ensures your wealth grows effectively.
What To Look For in an Expat Financial Adviser:
Cross-border experience
The best expat financial advisers have a track record of helping expats navigate their unique financial situation. Look for an adviser who not only specialises in expat financial advice but has also personally experienced the same challenges and complexities of living abroad.
Qualifications
Ensure the adviser has relevant EU qualifications, including certifications or degrees in financial planning, and is licensed to offer expat financial advice in your country of tax residency.
Independent vs. Restricted Advice
An independent financial adviser for expats offers access to a broader range of products and delivers unbiased advice across the entire market. In contrast, restricted advisers can only recommend products and services from a limited selection of providers.
We specialise in helping expats take control of their international finances. With years of experience and access to the worlds best investment managers and product providers, we create personalised plans tailored to your unique needs and goals.